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Privacy Policy

Effective Date: January 1, 2026  ·  Last Updated: January 1, 2026

Your privacy matters to us. This Privacy Policy explains how JC Prime Insurance ("Company," "we," "us," or "our") collects, uses, stores, and protects your personal information when you visit homeinsurancecompare.io ("Site") or request a home insurance quote. By using this Site, you agree to the practices described in this Policy.

Table of Contents

  1. Who We Are
  2. Information We Collect
  3. How We Use Your Information
  4. How We Share Your Information
  5. Communications & Consent to Contact
  6. Cookies & Tracking Technologies
  7. Data Security
  8. Data Retention
  9. Your Rights & Choices
  10. California Privacy Rights (CCPA)
  11. Children's Privacy
  12. Changes to This Policy
  13. Contact Us

1. Who We Are

JC Prime Insurance is a licensed captive insurance agency located at 2598 Columbus St, Grove City, OH 43123, serving homeowners in Ohio and Indiana. We operate the Home Insurance Compare website as a marketing resource to help consumers learn about and request home insurance through our agency.

We are not an insurance marketplace, lead aggregator, or independent agent. We do not sell or transfer your personal information to third-party lead buyers, data brokers, or unaffiliated insurance carriers for their independent marketing purposes.

2. Information We Collect

2.1 Information You Provide Directly

When you submit a quote request or contact us, we may collect:

CategoryExamples
Contact InformationName, phone number, email address, mailing address
Property InformationProperty address, home type, year built, square footage, ownership status
Coverage InformationCurrent insurer, current premium, coverage type requested, desired coverage amount
Household InformationNumber of occupants, pets, prior claims history
Financial InformationGeneral home value estimates (we do not collect payment card or bank account data through this Site)

2.2 Information Collected Automatically

When you visit our Site, we and our service providers may automatically collect:

2.3 Information from Third Parties

We may receive information about you from third-party analytics providers, call tracking services, and publicly available sources, which we may combine with information you provide to improve our services.

3. How We Use Your Information

We use the information we collect to:

4. How We Share Your Information

JC Prime Insurance does not sell your personal information. We do not share your information with third-party lead buyers or data brokers. We may share your information only in the following limited circumstances:

5. Communications & Consent to Contact

By submitting your information through this Site, you expressly consent to be contacted by JC Prime Insurance and its licensed agents regarding home insurance. This includes:

Your consent is not a condition of purchase. Standard message and data rates may apply to text messages. Message frequency varies.

To opt out: Reply STOP to any text message, or call us at (844) 939-0552 to be removed from our contact list. Even after opting out of marketing communications, we may contact you for transactional purposes (e.g., application status, required disclosures).

TCPA Notice

By providing your phone number and submitting a form on this Site, you agree to receive autodialed and/or prerecorded calls and text messages from JC Prime Insurance at the number provided, even if your number is on a national or state do-not-call registry. Consent is not required to purchase goods or services.

6. Cookies & Tracking Technologies

We use cookies, pixel tags, and similar tracking technologies to operate and improve our Site. These technologies help us remember your preferences, understand how visitors use our Site, and measure the effectiveness of our marketing.

Types of cookies we use:

You can control cookies through your browser settings. Disabling cookies may affect certain Site functionality. For more information, see your browser's help documentation.

7. Data Security

We implement reasonable technical and organizational safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These include encrypted data transmission (SSL/TLS), access controls, and regular security reviews.

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security. If you believe your information has been compromised, please contact us immediately at (844) 939-0552.

8. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this Policy, maintain records as required by Ohio and Indiana insurance regulations, resolve disputes, and enforce our agreements. When information is no longer needed, we securely delete or anonymize it.

Insurance-related records may be retained for a minimum of 5 years in accordance with state regulatory requirements.

9. Your Rights & Choices

Depending on your location, you may have the right to:

To exercise any of these rights, contact us at (844) 939-0552 or 2598 Columbus St, Grove City, OH 43123. We will respond within 30 days. We may need to verify your identity before processing your request.

10. California Privacy Rights (CCPA)

If you are a California resident, the California Consumer Privacy Act (CCPA) provides you with additional rights regarding your personal information:

To submit a CCPA request, contact us at (844) 939-0552. We will verify your identity and respond within 45 days, with an extension of up to 90 days where reasonably necessary.

Shine the Light

California Civil Code Section 1798.83 permits California residents to request information about our disclosure of personal information to third parties for their direct marketing purposes. As noted above, we do not share your information with third parties for their own marketing purposes.

11. Children's Privacy

Our Site is not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected information from a child under 13, please contact us immediately and we will promptly delete it.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. For material changes, we will provide notice on our homepage or by direct communication where appropriate. Continued use of the Site after the effective date of any changes constitutes your acceptance of the revised Policy.

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

We will respond to all privacy-related inquiries within 30 days.